1. The Annual Percentage Rate (APR) shown for Home Equity Lines of Credit is a fixed twelve-month introductory offer valid for the first 12 consecutive billing cycles. Loan amount may not exceed 85% of your home’s value.
2. The APR is variable and based on the highest Prime Rate published each day in The Wall Street Journal Rates Table (the “index”), plus a margin during the revolving and repayment period. The index plus a margin ranged from 3.95% to 5.95% as of March 17, 2016. In no event will the APR exceed the lesser of 18% or the maximum rate allowed by applicable law. The margin offered is dependent on the individual’s excellent and substantial credit characteristics. Individuals with less than excellent and substantial credit may be offered a higher margin. Offer limited to consumer Home Equity Lines of Credit not currently held at our bank. Property insurance required including flood insurance where applicable. A $50 annual fee applies. The minimum advance is $250. All loans are subject to credit approval.
3. The Annual Percentage Rate (APR) is subject to approval and the presentment of a perfected lien on your vehicle. The APR quoted is offered depending on the individual’s excellent and substantial credit and key loan characteristics, including amount, term, vehicle age, and selecting auto payment from a qualified checking account. The APR offered is dependent on the individual’s excellent and substantial credit characteristics. Individuals with less than excellent and substantial credit may be offered a higher APR. Offer limited to consumer auto loans not currently held at our bank. 2.75% APR for used vehicles assumes an original loan amount of $20,000, a monthly payment of $357.91, a term of 60 months, 30 days until first payment, and a $125 document preparation fee. Rates and Terms are subject to change without notice.